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Bridging Finance

ATZ Finance specializes in facilitating Bridging Finance, a specialized short-term loan that addresses any financial gaps that may arise during property purchases. Our primary objective is to identify and procure a bridging loan that aligns perfectly with your unique goals and requirements.

What Is a Bridging Loan?

Bridging finance is a type of short-term mortgage secured against your property. This type of loan allows you to use investment property, buy-to-let property, a trophy home, or a holiday home as collateral.

Bridging loans have a duration ranging from a week to three years. They are particularly popular in the UK when you wish to purchase a new home before selling your current one, thus helping you avoid property chains.

Access to Higher Loan Amounts

Bridging loans often have higher loan limits compared to other short-term financing options. This can be particularly beneficial for individuals or businesses looking to undertake larger projects or investments that require significant upfront capital. The higher loan amounts provided by bridging loans can support ambitious ventures and help borrowers achieve their financial objectives.

No Monthly Repayments

Unlike traditional loans, bridging loans often do not require monthly repayments during the term of the loan. Instead, the interest and principal are typically repaid in full at the end of the loan term, making it more manageable for borrowers who may not have immediate cash flow for regular repayments.

Quick Access to Funds

Bridging loans through ATZ Finance provides borrowers with rapid access to funds. The application process is typically streamlined, and approval can often be obtained within a few days. This makes bridging loans an attractive option for individuals or businesses needing immediate financing for time-sensitive opportunities or emergencies

Flexibility

This loan is commonly used in property transactions, such as buying a new property before selling an existing one. We can bridge the gap between the purchase and sale, allowing borrowers to secure the new property without waiting for the sale proceeds. This flexibility can help prevent missed opportunities and provide peace of mind during the transition.

Customised Loan Terms

These loans offer a degree of flexibility in terms of loan duration, allowing borrowers to tailor the repayment period to their specific needs. We are here to listen to those needs, which can range from a few weeks to several months, depending on the circumstances. Customizable loan terms enable borrowers to align their repayment schedule with the expected influx of funds, ensuring a smooth transition and minimizing financial strain.

Let’s talk now

Schedule a time to chat with ATZ Fiannce today!

Our Lending Criteria

Up to a 70% LTV
Loan rates: from 0.70% pcm
Loan amount: from £100,000 to £20m.
Loan interest: paid or rolled-up
Loan terms: up to 12 months
No exit fees

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You start spending your business loan to reach the potential you've always dreamed about

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